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When applying for a No Interest Loan of up to $2000, there are NO credit checks. We’ll look at your income and expenses, the total loan amount, and your repayment timeframe (up to 24 months), and work with you to determine if you have the capacity to repay the loan. When applying for a No Interest Loan of up to $2,000, there are NO credit checks. This doesn’t count against you for a no interest loan.

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It’s about being able to provide a braver banking alternative and protecting our natural heritage long into the future. Founded on a belief in the power of the collective, we pride ourselves on always being there to support our community, in both the good times and the challenging ones. Whether it’s your first-ever account or you’re looking for a fresh start away from the ‘bigger guys’, we can get you up and running in minutes – online, over the phone, or in a local branch. Because in a world that seems to be increasingly focused on helping yourself, we will never stop helping others, and supporting our local community. Joining a local and customer-owned bank like Summerland has never been easier, nor more important.

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Renting appliances or getting a quick cash loan may seem like easy options but they’re very costly, with hidden interest rates and extra fees. Credit applications are subject to credit assessment criteria. Check which branches have closed and learn how to continue banking with us.

The comparison rate is based on a secured loan of $30,000 over 5 years. Different terms, fees or other loan amounts might result in a different comparison rate. Comparison rate is based on a loan of $150,000 over 25 years. At Summerland Bank, we leave no stone unturned to ensure that your money is both easy for you to access and well protected. At Summerland Bank, we believe in a friendly, personalised kind of banking.

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